UPI Payment QR Code Generator — Free & No Signup
One QR code — PhonePe, Google Pay, Paytm, BHIM and every UPI app can pay it.
All generators — switch anytime
Payments will go to: —
Find yours in GPay / PhonePe / Paytm → tap your profile photo → it's listed under "UPI ID".
Then type just the 10-digit number in the UPI ID box above — we'll complete it. Not sure which handle? Open your app and copy the exact UPI ID instead. Wrong handle = payment fails.
This is the name the payer sees and verifies before paying — get it right.
Pre-fills the payment. Leave empty to let the payer type any amount.
Appears in the payer's payment description.
Generate the QR, scan it with your own phone, send ₹1 to yourself. If the app shows your name and ID, you're good. Also note: on iPhone, scanning must be done from inside the UPI app (GPay / PhonePe / Paytm all have a scan button) — add a "Scan with any UPI app" line under printed codes.
Q or H recommended for codes that get printed small or worn (shop counters, stickers).
Pixel size of each QR module. Larger values produce bigger images.
White border around the code. Scanners recommend at least 2 modules.
How to create a UPI payment QR code
Copy your UPI ID
Open GPay / PhonePe / Paytm → tap your profile photo → copy the UPI ID shown.
Add name & amount
Your name is what payers verify. Amount is optional — pre-fill a fixed price or let them type it.
Test ₹1, then print
Scan it yourself first. Then print it on counters, stickers, invoices, menus, wedding cards.
Why one QR is enough
- It uses the official NPCI
upi://paystandard — the same format as shop QR stands. - Works with PhonePe, Google Pay, Paytm, BHIM, Amazon Pay and every bank UPI app — no separate codes needed.
- Money goes directly to your bank account — no gateway, no middleman, no monthly fee, no cut.
- Static code: never expires, never stops working, no account or signup anywhere.
- Scanning can only send money to you — a QR can never pull money out of anyone's account.
- Generated locally in your browser — your UPI ID never touches a server.
UPI QR — FAQ
Does it work with PhonePe, GPay AND Paytm?
Yes — all of them, plus BHIM and bank apps. UPI is one shared system; the QR speaks its common language. One code, every app.
Why does my iPhone camera not open it?
Apple's camera app doesn't reliably handle upi:// links. iPhone users should scan using the "Scan QR" button inside GPay, PhonePe or Paytm. Android cameras handle it natively.
Can the payer change the amount?
Yes — a pre-filled amount is just a convenience; the payer can edit it before entering their PIN. Leave it blank if you want them to type it.
Do I need a merchant account?
No. Any personal UPI ID works. Merchant accounts (from banks/PSPs) only add things like per-day limits and dashboards — a personal QR is fine for shops, freelancers, donations, splitting bills.
I typed my number but no QR appears?
A phone number alone isn't a complete UPI ID — it needs the app handle (e.g. @paytm). Pick your app in the dropdown so we can complete it, or better, copy the exact UPI ID from your app.
Does it work outside India?
Only with UPI apps and Indian bank accounts. For cards or international payments you'd need a payment gateway like Razorpay or Stripe — this tool is UPI-only.